Yu(Yulia) Zhang
College of Family and Consumer Sciences
Ph.D. Student
Charles Schwab Financial Planning Center
407 Sanford Dr.
Athens, GA 30602
Education
| Degree | Field of Study | Institution | Graduation |
|---|---|---|---|
| B.S.B.A. | Finance | University of Missouri - Columbia | 2017 |
| B.S. | Personal Financial Planning | University of Missouri - Columbia | 2017 |
| M.S. | Personal Financial Planning | University of Missouri - Columbia | 2019 |
| Ph.D. | Financial Planning | University of Georgia | Expect: 2023 |
Research
Teaching
Graduate Instructor
- FHCE 3260 Computer Application in Financial Planning
Graduate Assistant
- FHCE 3100 Introductory Consumer Economics
- FHCE 3200/3200E Introduction to Personal Finance (Online & On-Site)
- FHCE 4205 Wealth Management II
- FHCE 4250 Practice Management in Financial Planning
- FHCE 5250 Capstone in Financial Planning
- FHCE 6210E Advanced Retirement Planning and Employee Benefits (Online)
- FHCE 6250E Advanced Practice Management (Online)
- FHCE 7200E Advanced Financial Counseling and Client Communication (Online)
- FHCE 8025E Research Evaluation and Theory in Financial Planning, Housing and Consumer Economics Practice (Online)
Outreach
Advisory Committee
Areas of Expertise
Books
Current Classes
Current Research
Financial Inclusions, Financial Capability, Financial Behaviors, and Financial Wellbeing
Job Description
Journal Articles
Zhang, Y., & Fan, L. (2022). Financial capability, financial education, and student loan debt: Expected and unexpected results. Journal of Financial Counseling and Planning. DOI: 10.1891/JFCP-2021-0039.
Diaz-Valenzuela, J., Holman, M., Zhang, Y., & Skobba, K. (2022). Local leaders' perceptions of housing access and segregation in their communities. Family and Consumer Sciences Research Journal, 50(4), 272-287. DOI: 10.1111/fcsr.12439
Liu, Y., Zhang, Y., & Chatterjee, S. (2021). Financial hardship and depression experienced by pre-retirees during the COVID-19 pandemic: the mitigating role of stimulus payments. Applied Economics Letters, 30(3), 391-396. DOI: 10.1080/13504851.2021.1989364